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The Pros and Cons of Personal LoansWith competitive rates, available automatic payments and outstanding customer service, a personal loan from us could be the smart answer for your goals in life. We're your trusted community resource for secured and unsecured financing up to $, in addition to unsecured lines of credit, car loans and RV loans. Unsecured personal loans range from $1, to $10, Usually, these loans are for well-qualified borrowers with many years of credit history at banks and.