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At Ascend Finance, our experienced team can provide you with the most suitable lending options by accessing a wide panel of lenders. Get expert guidance when dealing with your purchase, refinance or construction loans - we work for you, not the banks. Vehicle and Equipment finance. We. Fast, local decisions � New, used and refinance auto loans � No payment for first 90 days � No origination or prepayment fees � Free CarFax report � Rate discount.