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How Do Lenders Calculate My Income For My Home Loan? - Co/LAB LendingTo calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly. Indicate the home loan amount you want to borrow, and we will show you the impact of interest rate and loan term to your monthly mortgage payment. Calculate Now. Free house affordability calculator to estimate an affordable house price based on factors such as income, debt, down payment, or simply budget.
