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Languages English. But the regular crashing of the app and web site, including inability to read FaceID, plus the mediocre customer service, is troubling. Send Code. After lunchtime something happened to me in Luang Prabang, and I was in a real pickle no pun inten� ; it was probably The Most Important Time in my Life that I ever so desperately needed to access my two BMO accounts� and the system was down for maintenance.