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How to spot invoice fraud - BMO Online Banking for BusinessExplore the different types of online and offline scams to keep yourself and your business safe. Learn about how they work and what to look for. BMO Alerts. You are responsible for ensuring that the e-mail address or cell phone number you provide to us for the purpose of receiving BMO Alerts are. I was notified on July 8th that the transfer had been flagged as fraudulent and the funds were being held. I called and promptly reassured the fraud department.